Michael Kremer CFP®
A physician’s son. A trusted advocate for your financial health.
Michael grew up in hospital corridors—not as a patient, but riding wheelchairs down hallways while his mother, a nurse practitioner, and his father, a physician, cared for others. These early moments gave him a deep understanding of the sacrifice, stress, and service mindset that define a life in medicine.
As his career in financial planning grew, Michael recognized a critical gap: most medical professionals receive little support in managing the complexities of their financial lives. TheraWealth was born to fill that gap—with planning rooted in empathy, clarity, and long-term care.
Why It Matters
Medical professionals dedicate their lives to others—but many receive no formal education in managing debt, taxes, or investment strategy. Michael’s goal is to help close that gap and empower you to take control of your finances—without adding more to your mental load.
At TheraWealth, financial planning is designed like a clinical treatment plan: clear diagnostics, personalized strategy, and consistent follow-up.
Credentials, Care, and Continuity
- Over 20 years of experience helping medical professionals navigate complex financial decisions
- CERTIFIED FINANCIAL PLANNER™ professional with a holistic, client-centered approach
- Deep expertise in retirement planning, investment strategies, and income protection tailored for those in healthcare
- Passionate about translating financial concepts into real-world decisions that fit your life
Michael’s approach combines technical knowledge with real empathy. You’ll never feel rushed or sold to—just supported.
The TheraWealth Planning Philosophy
TheraWealth is an independent Registered Investment Advisor (RIA), meaning we act as a fiduciary—legally and ethically obligated to put your interests first.
Our approach focuses on:
- Clear, jargon-free communication
- Ongoing collaboration, not one-time fixes
- Strategies that protect your time, income, and long-term well-being
Summary at a Glance
Medical Parallel
- Physician’s Perspective
- Financial Vital Signs
- Treatment Philosophy
- Ongoing Rounds
Financial Application
- Deep empathy for clinician pressures and financial blind spots
- Customized diagnostics to assess income, debt, risk, and goals
- Care plans built around stability, longevity, and clarity
- Regular check-ins to keep your plan aligned with changing needs
Ready to connect with someone who understands your world?
Schedule your Financial Vital Signs Review to take the first step toward financial wellness.